:root{
  --ink:#121826; --ink-2:#3b4456; --muted:#667085;
  --bg:#fbfaf6; --surface:#ffffff; --line:#e7e3da;
  --accent:#d9472b; --accent-ink:#ffffff; --accent-soft:#fbe9e4;
  --deep:#0f1a2b;
  --radius:14px; --max:1120px;
  --font:"Manrope",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--font);font-size:17px;line-height:1.65}
img,svg{max-width:100%;display:block}
a{color:inherit}
p{margin:0 0 1em}
h1,h2,h3{line-height:1.15;letter-spacing:-.02em;margin:0 0 .5em}
h1{font-size:clamp(2.2rem,5.2vw,3.6rem);font-weight:800}
h2{font-size:clamp(1.6rem,3.2vw,2.3rem);font-weight:800}
h3{font-size:1.2rem;font-weight:700}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:10}

/* header */
.site-header{position:sticky;top:0;z-index:5;background:rgba(251,250,246,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px;gap:16px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:800;font-size:1.25rem;letter-spacing:-.02em}
.brand svg{width:30px;height:30px}
.nav ul{display:flex;gap:26px;list-style:none;margin:0;padding:0;align-items:center}
.nav a.link{text-decoration:none;color:var(--ink-2);font-weight:600;font-size:.95rem}
.nav a.link:hover,.nav a.link[aria-current]{color:var(--accent)}
.menu-toggle{display:none;background:none;border:1px solid var(--line);border-radius:10px;padding:8px 12px;font:inherit;font-weight:700}
@media (max-width:860px){
  .menu-toggle{display:block}
  .nav ul{display:none;position:absolute;top:68px;left:0;right:0;background:var(--bg);flex-direction:column;align-items:flex-start;padding:16px 20px 24px;border-bottom:1px solid var(--line);gap:16px}
  .nav ul.open{display:flex}
}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 22px;border-radius:999px;font-weight:700;text-decoration:none;font-size:.98rem;border:2px solid transparent;transition:transform .15s}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--accent);color:var(--accent-ink)}
.btn-ghost{border-color:var(--ink);color:var(--ink)}
.btn-small{padding:9px 16px;font-size:.9rem}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}

/* hero */
.hero{padding:84px 0 64px;position:relative;overflow:hidden}
.eyebrow{display:inline-block;font-size:.8rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--accent);margin-bottom:16px}
.lede{font-size:1.2rem;color:var(--ink-2);max-width:640px}
.hero .wrap{position:relative}.pulse-line{position:absolute;right:0;bottom:70px;width:380px;opacity:.6;pointer-events:none}
@media (max-width:1100px){.pulse-line{display:none}}
.trust{display:flex;flex-wrap:wrap;gap:10px 24px;margin-top:36px;color:var(--muted);font-size:.92rem;font-weight:600}
.trust span::before{content:"";display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--accent);margin-right:8px;vertical-align:middle}

/* sections */
section{padding:72px 0}
.alt{background:var(--surface);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.dark{background:var(--deep);color:#e9edf5}
.dark .muted{color:#a9b3c4}
.section-head{max-width:720px;margin-bottom:40px}
.muted{color:var(--muted)}
.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media (max-width:960px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:26px;display:flex;flex-direction:column}
.card .tag{font-size:.78rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--accent);margin-bottom:10px}
.card p{color:var(--ink-2)}
.card .more{margin-top:auto;font-weight:700;text-decoration:none;color:var(--accent)}
.card .meta{font-size:.9rem;color:var(--muted);margin-bottom:14px}
.step-num{width:38px;height:38px;border-radius:50%;background:var(--accent-soft);color:var(--accent);font-weight:800;display:grid;place-items:center;margin-bottom:14px}
.stat{font-size:2.6rem;font-weight:800;letter-spacing:-.03em;color:var(--accent);line-height:1}
.stat-src{font-size:.82rem;color:var(--muted);margin-top:8px}
.dark .stat-src{color:#8c97ab}
.dark .card{background:#16243a;border-color:#22324c}
.dark .card p{color:#c6cfdd}

ul.check{list-style:none;padding:0;margin:0 0 1em}
ul.check li{padding-left:30px;position:relative;margin-bottom:10px}
ul.check li::before{content:"";position:absolute;left:0;top:7px;width:18px;height:18px;border-radius:50%;background:var(--accent-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 10.5l3 3 7-7' fill='none' stroke='%23d9472b' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/14px no-repeat}

/* page hero */
.page-hero{padding:64px 0 40px}
.crumbs{font-size:.88rem;color:var(--muted);margin-bottom:18px}
.crumbs a{color:var(--muted)}
.facts{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
.fact{background:var(--surface);border:1px solid var(--line);border-radius:999px;padding:8px 16px;font-size:.92rem;font-weight:600}
.prose{max-width:760px}
.prose h2{margin-top:1.6em}
.two-col{display:grid;grid-template-columns:1.4fr 1fr;gap:40px;align-items:start}
@media (max-width:860px){.two-col{grid-template-columns:1fr}}
.aside{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:26px;position:sticky;top:90px}

/* faq */
details{border-bottom:1px solid var(--line);padding:18px 0}
details summary{font-weight:700;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:16px}
details summary::after{content:"+";font-size:1.4rem;line-height:1;color:var(--accent)}
details[open] summary::after{content:"–"}
details p{margin:12px 0 0;color:var(--ink-2)}

/* cta band */
.cta-band{background:var(--accent);color:#fff;border-radius:22px;padding:48px;display:flex;flex-wrap:wrap;gap:24px;align-items:center;justify-content:space-between}
.cta-band h2{margin:0}
.cta-band p{margin:.4em 0 0;opacity:.92}
.cta-band .btn{background:#fff;color:var(--accent)}
@media (max-width:640px){.cta-band{padding:32px 24px}}

/* footer */
.site-footer{padding:56px 0 40px;color:var(--muted);font-size:.92rem}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:32px}
@media (max-width:760px){.footer-grid{grid-template-columns:1fr}}
.site-footer a{color:var(--ink-2);text-decoration:none}
.site-footer a:hover{color:var(--accent)}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:8px}
.site-footer h4{color:var(--ink);margin:0 0 12px;font-size:.95rem}
.legal{border-top:1px solid var(--line);margin-top:36px;padding-top:20px}